7 articles
The investment order of operations for freelancers — which accounts to fill first, what to invest in, and how to handle the tax complexity of investing with irregular income.
Read more →The 25x rule, sequence of returns risk, why freelancers need more than W-2 workers, and a simple framework to calculate your number.
Read more →Income limits, the backdoor Roth, when to prioritize it over a solo 401k, and why freelancers have a unique Roth opportunity.
Read more →Contribution limits, who each account is for, tax treatment, and which one wins for high-earning freelancers.
Read more →No employer 401k, no match, no pension — how freelancers build retirement wealth from scratch, which accounts to prioritize, and how much to actually save.
Read more →Save up to $69,000 per year for retirement with a Solo 401k. Here's how it works, who qualifies, and the best places to open one.
Read more →The exact 2025 contribution limits, employee vs. employer contribution math, and how to calculate your maximum Solo 401(k) contribution from your net self-employment income.
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